Credit Risk Assessment

Say yes to more customers with confidence.

Stratyfy’s next-generation underwriting models and decisioning strategies allow you to capture missed opportunity while minimizing both risk and bias. Our transparent machine learning solution helps you make credit decisions quickly and accurately, saving you valuable time and resources. Plus, we aren’t just asking you to trust our black box…you’re in control.

What Sets Us Apart
Stratyfy Differentiation
What Sets Us Apart
Bias detection & mitigation
Stratyfy Differentiation
✔︎ Patented probabilistic rules engine uncovers opportunity with new or underserved consumers
What Sets Us Apart
True transparency
Stratyfy Differentiation
✔︎ Both at the model & individual execution level — no explainers needed
What Sets Us Apart
Easy to use
Stratyfy Differentiation
✔︎ SaaS, no-code model development, integration with LOS & live execution via API
What Sets Us Apart
Control
Stratyfy Differentiation
✔︎ Detailed model governance, management & monitoring

With Stratyfy, a U.S. lender saw a 140% increase in loan approvals with reduction in default rate in just three months.

Easy as 1-2-3:

Build and analyze fully interpretable models, then combine data and expert insights to both mitigate bias AND discover new customers with just a few clicks.

It’s that turnkey.

With our end-to-end solution, lenders see results in as little as three weeks.

  • 1 Create
    Models

    Build, test, & analyze flexible & interpretable models

  • 2 Model
    Collaboration

    Combine human insights & AI to address bias

  • 3 Model
    Production

    Deploy models & say yes to more customers

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Inside the Software

Intuitive user interface, simple visualizations. From data scientist to compliance officer, Stratyfy provides a common language for your organization. Our flexible technology is easily incorporated into existing IT platforms and workflows, or can be used as a standalone software. Spend less time trying to turn your data and expertise into scalable decisions and more time growing your business.

See it in action

Learn how Stratyfy’s solutions could work for you.