Built for the bank that won’t settle for the status quo.
Boost Operational Efficiency
Achieve rapid operational growth by replacing slow, manual decisions with intelligent tools that don’t require a data science team to manage.
Deepen Relationships with Digital Speed
Deliver the “instant” experience modern borrowers expect while maintaining the high-touch service that defines your bank.
Audit-Ready Transparency by Design
Eliminate black-box risk. Our explainable AI ensures every decision is transparent, fair, and ready for your next regulatory exam.
Community Banking Partnership
We Meet You Where You Are.
And Grow With You Over Time.
Hover over a point to explore each client’s journey →
TPRM Guide for Evaluating AI Vendors
We’ve partnered with SolasAI to offer the Third Party Risk Management Guide for Evaluating AI Vendors, a resource designed to help business teams evaluate and onboard AI vendors more efficiently while ensuring alignment with risk and regulatory expectations.
The risk and compliance teams responsible for efficient decisions.
CHIEF RISK OFFICER
Deploy ML without the liability
Use machine learning to sharpen risk decisions while maintaining full visibility and control. Every outcome is documented and auditable.
HEAD OF LENDING / CREDIT
Approve more borrowers with confidence
Don’t leave profit on the table. Identify qualified borrowers your current models incorrectly decline.
CHIEF COMPLIANCE OFFICER
Walk into any exam audit-ready
Continuous fair lending monitoring, auto-generated audit trails, and one-click ECOA/HMDA/CRA reporting. No more scrambling before an exam.
Answers to your key questions.
Is Stratyfy built for my size bank?
Yes. Stratyfy is purpose-built for community and regional banks and credit unions. We don’t require a data science team or a 12-month implementation timeline. Your credit and risk teams can operate the tools directly, and your first decision strategy can be live in 2–4 weeks.
We don’t have a data science team. Can we use this?
That’s exactly who we built it for. Stratyfy abstracts the machine learning complexity. Your credit analysts, risk managers, and compliance officers — people who understand lending deeply — select variables, review explainability reports, test threshold alternatives, and govern the strategies. Stratyfy handles the data science.
Does Stratyfy integrate with our core banking system?
Yes. Stratyfy can integrate via API with FIS, Fiserv, Jack Henry, nCino, and other community bank core and LOS platforms. We layer on top of your existing systems — no rip-and-replace. Most community banks are making live decisions within 4–6 weeks of kickoff without changing their existing infrastructure.
How does this help with our CRA performance?
In two ways. First, automated small business decisioning makes it economically viable to originate the $50K–$250K loans that drive CRA lending test performance — loans that are cost-prohibitive with manual underwriting. Second, Stratyfy’s compliance tool monitors lending models for bias, so you’re ready for your next exam.
What about our examiners – will they accept AI-powered solutions?
The type of AI matters. Stratyfy’s patent-pending machine learning approach produces decisions that are fully interpretable — meaning every factor and its contribution to every individual decision is documented in plain language. This gives examiners exactly what they need: a clear rationale for every decision, continuous bias monitoring, and a complete audit trail.
How is Stratyfy different from the other AI vendors we keep hearing about?
Most AI vendors in financial services are either (1) building for the top 50 banks with enterprise-scale requirements, or (2) offering a scoring model that gives you a number without governance, explainability, or the ability to evolve your strategy over time. Stratyfy is a decisioning engine — not a scoring model. It gives you control over how decisions are made, full transparency into why they’re made, and the ability to continuously optimize outcomes. And it’s built specifically so a community bank team can operate it without external consultants or data scientists.
See what’s possible with Stratyfy.
Join the financial institutions that are using machine learning as a competitive advantage.